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Your Business Type:

FAST & EASY 
SMALL BUSINESS LOANS!

What Is The Capital Merchant Service Working Capital Program?

The CMPS Working Capital Merchant Program provides you the opportunity to access a new channel of cash flow that can help your business with any immediate or long term needs. Best of all, Capital offers very flexible options of receiving the capital.

How It Works!

IT’S NOT JUST BUSINESS FINANCING

At Capital Merchant, we offer flexibility. Over $800 Million in financing has been provided to small businesses across the nation, allowing them to expand and positively impact the communities around them.

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FAST AND UNIQUE SERVICES

We understand businesses aren’t one dimensional, which means a decision shouldn’t solely be based on credit, but on the overall performance of the business. Businesses can be provided with working capital in as little as 3 days, flexibility and dependability is what separates us from other lenders.

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WE WANT TO HELP YOUR BUSINESS SUCCEED

Capital Merchant understands what is needed in order to succeed and it begins with the dedicated business owners, which is why more than 30,000 businesses across the nation have been approved for our working capital solutions.

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TRUST WHO YOU WORK WITH

We are proud to say that we have maintained an A+ rating from the Better Business Bureau, and most importantly our clients value the honesty and transparency we always provide them!

Which Program Is Best For Your Business?

We provide a wide variety of affordable financing solutions to meet your unique business needs. Whether you are looking for a Small Business Loan or a Merchant Cash Advance, Capital Merchant will help you select the best working capital program for your business.

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SMALL BUSINESS LOAN

Qualify for 85-250% of your monthly credit card sales

Simple repayment terms minimize cash-flow strain

Higher approval rates than traditional lenders

MERCHANT CASH ADVANCE

Qualify for 85-250% of your monthly credit card sales

Repayment based on daily credit card revenue

All credit scores are considered

DIRECT LINE OF CREDIT

Get approved for larger amounts of capital, but only incur cost on funds you draw.

Easily Access the Funds You Need

No hidden fees!

Get Funded in 3 Easy Steps!
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FILL OUT THE FORM

​Click here to request a free quote, and an account executive will be in contact with you shortly to discuss your options.

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APPROVALS WITHIN HOURS

Get approved within hours with our fast application process.

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RECEIVE FUNDS WITHIN DAYS!

Once approved, it’s an easy transaction. You can expect the funds to be deposited into your account in as fast as 1-2 business days!

We Fund All Types of Businesses!

While every business’ needs are different, they all have one thing in common- they all require capital in order to expand their businesses. From vape shops to online ecommerce to retail and automotive companies, Capital Merchant has the proven qualifications, staff and resources to help your business succeed.

Types of Businesses We Fund

Vape & Smoke Shops

Cigar & Tobacco Lounge

Restaurants & Bars

Automotive & Repair

Medical Practices

Liquor Stores

Salons & Spas

® 2025 Capital Merchant Payments

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